Auto Insurance in Colorado

Auto Insurance Coverage for Drivers & Families

Auto insurance helps protect you financially when an accident, theft, weather event, or other covered incident damages your vehicle or causes injury or property damage. At Total Protection Insurance, we help drivers compare auto insurance options from multiple insurance carriers and choose coverage based on their vehicles, driving needs, and budget.

Whether you're insuring a new vehicle, looking for better coverage, adding another driver to your policy, or comparing your current rates, our licensed insurance agents can help you understand your options.

Understanding Auto Insurance Coverage

Auto insurance policies can include several different types of coverage. The right combination depends on your vehicle, driving situation, state requirements, and individual needs.

• Liability Insurance: Liability coverage can help pay for injuries or property damage you cause to others in a covered accident. Auto liability insurance is generally required by state law, although required coverage limits vary.
• Collision Coverage: Collision insurance can help pay to repair or replace your vehicle after a covered collision, subject to your policy's deductible and coverage terms.
• Comprehensive Coverage: Comprehensive auto insurance can help cover damage to your vehicle from certain events other than a collision, such as theft, vandalism, hail, falling objects, or other covered causes.
• Uninsured & Underinsured Motorist Coverage: Uninsured and underinsured motorist coverage can provide protection when you're involved in an accident with a driver who has no insurance or doesn't have enough insurance to cover your damages, subject to the terms of your policy and applicable state law.
• Medical Payments & Personal Injury Protection: Depending on your state and policy, medical payments or personal injury protection may help cover certain medical expenses resulting from an auto accident.

Find Auto Insurance That Fits Your Needs

Every driver is different. Your vehicle, driving history, location, coverage limits, deductible, and other factors can affect your insurance needs and premium.

As an independent insurance agency, Total Protection Insurance works with multiple carriers to help you compare available auto insurance options. Our agents can explain coverage, review your current policy, and help you determine what types and limits of coverage may be appropriate for your situation.

We provide auto insurance for drivers throughout Colorado, Arizona, Washington, Texas, and Missouri.